Buy BitCoin

These are the Only Trusted Websites to Buy BitCoin With Paypal
Paxful localbitcoins etoro xvoins
Fees: Low
Fees: High
Fees: High
Fees: High


If you want a more detailed explanation about each method keep on reading. Here’s what you need to know!
  1. Buying Bitcoins with PayPal using eToro
  2. Buying Bitcoins with PayPal using LocalBitcoins
  3. Buying Bitcoins with PayPal using xCoins
  4. Buying Bitcoins with PayPal using Paxful
  5. Frequently Asked Questions
  6. Conclusion

1.Buy Bitcoin with PayPal through eToro

Pros: Relatively low fees, a variety of payment methods accepted

Cons: Not available worldwide, profits can only be withdrawn in fiat currency (i.e. USD, EUR, etc.)

The easiest way to buy Bitcoin with PayPal would be through eToro but only for a limited purpose. while the platform will allow you to buy bitcoins with PayPal, you will not be able to withdraw or send your bitcoins to other people, only to change them back to fiat currency (i.e., dollars or euros).

In other words, eToro allows you to speculate on Bitcoin’s price rather than to buy the actual coin. If you’re just looking to profit from price swings and don’t require the actual bitcoins, this is probably the easiest and cheapest way to go. If, however, you need the actual bitcoins to buy stuff or send them to another person, keep reading.

Keep in mind that if you use eToro, you don’t actually need a Bitcoin wallet, as they don’t supply you with the actual coins.

IMPORTANT!  cryptocurrencies can widely fluctuate in price and are not appropriate for all investors. Cryptocurrency trading is not supervised by any EU regulatory framework, your capital is at risk.

Visit eToro

2. Buy Bitcoin with PayPal through LocalBitcoins

Pros: A wide variety of sellers from around the world

Cons: High fees, chance of getting scammed

LocalBitcoins, unlike eToro, is a marketplace where buyers and sellers connect directly. When you use LocalBitcoins, you’re dealing with an actual person, which means that the seller’s credibility is another thing to watch out for.

As for fees, sellers will usually charge a premium since they’re taking a big risk of buyer chargebacks. The upside is that you will usually get your bitcoins faster.

Visit LocalBitcoins


How to Use Local Bitcoins

Step 1 – Enter your search parameters

The first step will be to go to LocalBitcoins and enter how many bitcoins you want to buy and from which country. Since LocalBitcoins was originally made for people to meet face to face, there’s no “worldwide” search, which is a shame. You have to go through each country, one at a time.Purchase bitcoin with paypal

Step 2 – Choose your seller

On the next screen, you’ll see a list of available sellers, you can now browse them one by one.

localbitcoins user

Some of the things I’d check before trusting a seller are:

  • Feedback score
  • How many confirmed trades does this seller have?
  • How old is the account?
  • How many people trust this seller?
  • How many people blocked this seller?

In the end there’s no real measurement to help you evaluate how reliable a seller is. You will need to use common sense after reviewing his complete details.

Step 3 – Complete the trade

Once you’ve found your seller, you’ll be taken to the trade screen. There you’ll be able to see information about the user’s trade limits, location and payment window (How much time you have for sending funds and marking the payment done after you initiate a trade).

seller profile

It’s also super important to read the terms of trade for the specific seller located on the right side. Here’s an example:

terms of trade local bitcoins

Some sellers will require that you have an initial reputation in order to buy from them to avoid scams or fraud. This means that you might have to conduct some small transactions to build your reputation.

Once you went over all of the information and made sure it suits you, just enter how many bitcoins you want to buy and click “Send trade request.”trade request

It’s crucial to conduct all communications within LocalBitcoins and preferably use their escrow services (which are triggered automatically for all online sales). While this method is relatively fast it may take some time to gain enough reputation and find a seller.

3. Buy Bitcoin with PayPal through xCoins

Pros: Proven method that’s been around for a relatively long time

Cons: Unclear business model and high fees (not to be confused with describes itself as a Bitcoin lending service. Instead of selling you Bitcoins they are loaning you Bitcoins (to an extent). Whether this is actually a loan or a sale is somewhat ambiguous and can be left for interpretation. Here’s how it works:

You (the buyer), come to the site and say you want to “loan” some Bitcoins. After a short ID verification process you will be requested to deposit the USD equivalent of how much you want to borrow + credit card / Paypal processing fees + a fixed amount that acts as the interest rate on the loan.

Visit xCoins


How to Use xCoins

  1. Sign up to the site
  2. Choose the amount you want to buy
  3. Agree to the loan agreement (see image below)
  4. Verify your identity
  5. Make payment

Since this platform matches lenders with buyers, the fees are relatively high.

xcoins fees

4. Buy Bitcoin with PayPal through Paxful

Pros: Wide variety of sellers from around the world

Cons: High exchange rate, the chance of getting scammed

Paxful is the smaller, lesser-known version of LocalBitcoins. It’s a peer-to-peer marketplace that allows you to buy Bitcoin with almost anything (e.g., Skype credits, Amazon gift cards). The process of buying bitcoins at Paxful is pretty simple:

Visit paxful


How to Use Paxful

  1. Create an account.
  2. Choose a payment method for buying and the desired amount.
  3. Choose your seller. You can either choose manually or let Paxful decide who is the best seller for you.

Once the trade initiates, you will be sent to an online chat with the seller, where you can finalize the deal. The seller’s bitcoins will be sent into escrow, and once you mark that you’ve sent your payment, they will be released into your account. Keep in mind that if you don’t finalize the deal within a certain timeframe (usually 30 minutes), the deal will be automatically canceled.

5. Frequently Asked Questions

Can I Buy Bitcoin with Paypal on Coinbase?

No you can’t. Coinbase only allows you to sell Bitcoins and withdraw the balance to your Paypal account.

Can I buy any other crypto with PayPal?

You can use LocalMonero or LocalEthereum to buy Monero or + with PayPal however the same rules and downsides apply – you’ll probably pay high fees and it will be hard to find credible sellers.

I found an additional method not listed here, is it legit?

From time to time, I see many new sites that allow you to use PayPal for Bitcoin purchases. Personally, I’m very skeptical of such sites and advise you to treat them with caution. Reputation goes a long way when it comes to cryptocurrencies, and the methods I’ve described above have all been tried and tested by me.

Moreover, the companies that are described in this post have been around for at least three years and have proven they are here to stay. Having said that, feel free to list what you’ve found in the comment section below and we’ll give you our opinion of it.

6. Conclusion – Can I Use Paypal to Buy Bitcoin?

There’s still no easy process that allows you to buy actual Bitcoins (not price speculation) with PayPal. My personal suggestion is to use a different payment method if possible. If you have to use PayPal, the methods listed here will work, but get ready for some hefty fees.

Have you had any experience with buying Bitcoins with PayPal? If so, I’d love to hear about it in the comment section below.

How To buy BitCoin with Xcoins

It's just like an exchange, but better!

Secured lending is just like exchanging, only better. It allows you to get bitcoin quickly. Most bitcoin exchanges do not allow payments with credit cards or make you wait several days before receiving bitcoin. In contrast, xCoins is instant! The entire process takes only a few minutes.*


● Get bitcoin instantly*
● Pay with your favorite method
● Can give bitcoin back



● Have to wait a few days
● Most accept only bank transfer
● Cannot return bitcoin

Easy to Use

The process of receiving bitcoin is exactly the same as at an exchange. First, you give money to the lender. Then, he or she gives you bitcoin. But, as an added bonus, should you decide you do not need the bitcoin any more, or you found a better exchange rate, you can return the bitcoin to the lender and get your deposited amount back! Here is how it works:

  1. Before you even come to Satoshinet xCoins, some lenders already signed up and deposited bitcoin to their xCoins wallets. The bitcoin is now available to be borrowed by you.
  2. In step 2, you arrive to the site, select an amount of bitcoin you need, and make a payment directly to the lender with a credit card, debit card, or your PayPal balance.
  3. As soon as we get a notification that the payment is made, we take bitcoin from the lender's wallet and move it to your wallet. The transfer is instant.* You can now withdraw your bitcoin and use it in any way you like.

Low Fees

At Satoshinet xCoins, lenders compete with each other to offer the lowest interest rates to you. The interest fee for a loan is paid as a one-time payment together with the loan security deposit. The interest payment amount does not depend on the loan term. In addition to the interest fee, the borrower also pays the loan origination and payment processing or bank transfer fees.

Additional Information: 

  • Be sure to include your correct email address in the section above.
  • Buyer assumes full responsibility for providing the correct wallet address. 
  • Most wallet payments made within One hour of purchase.
  • Buyer Must Pass account verification (Verified Paypal Accounts or Credit Cards).
  • Buyer must respond to our emails within one business day.
  • Satoshinet reserves the right to cancel and refund any sale.
  • All sales are final as there is no reversing bitcoin deposits.



What is a secured loan?

A secured loan is a loan in which the borrower pledges something as collateral for the loan. An example of a secured loan is mortgage or a car loan. In our case, the borrower gives to the lender an amount of money to hold as collateral for the loan he or she receives in bitcoin.

Why a secured loan is better than exchange?

Bitcoin transactions are irreversible like cash. In contrast, credit card, debit card, and PayPal payments can all be reversed. To protect themselves from chargebacks, exchanges make clients wait for several days to get bitcoin, not allow credit card payments, set low limits on trades, or often, do all of the above.

Secure lending solves this problem by giving bitcoin as a loan. There is no waiting period to get bitcoin, and borrowers can pay for the security deposit and fees with their favorite payment method.

How does your peer-to-peer platform work?

At xCoins, any user can be a borrower or a lender. When a borrower requests a bitcoin loan, the platform matches the borrower with a lender. The process is automatic and seamless. No communication between the borrower and the lender is required. The borrower makes a payment directly to the lender on the lender's PayPal payment page. After the payment is made, bitcoin is automatically transferred to the borrower's wallet.

How much does it cost?

The interest fee for a loan is paid as a one-time payment together with the loan security deposit. The interest payment amount does not depend on the loan term.

Lenders decide what interest rates to offer to borrowers. When you enter the loan amount and click "Get Bitcoin", xCoins fetches the best offers matching the amount you requested. Out of all available offers, the system displays the one with the lowest interest fee. Because only one offer is displayed for each amount, lenders compete with each other to offer the lowest interest rates to you.

In addition to the interest fee, the borrower also pays the loan origination and payment processing or bank transfer fees.

How long does it take?

The loan transaction is instant for return borrowers. As soon as you make the payment for the security deposit and fees, you receive bitcoin in your xCoins wallet immediately.

If you are a first-time borrower, please allow time for transaction approval. The approval time is usually a few minutes, but can be up to 3 hours, if entered during the hours of 8:00 am – 6:00 pm PST or up to 12 hours, if entered during the hours of 6:00 pm – 8:00 am PST. All subsequent transactions are instant.

What payment methods do you accept?

We accept all payment methods currently accepted by PayPal:

  • Major credit cards: Visa, MasterCard, American Express, and Discover
  • Debit cards
  • Bank account (ACH)
  • eCheck
  • PayPal Credit
  • PayPal Balance

Do I need a PayPal account to use your system?

You do NOT need to have a PayPal account to use the system, if you are a borrower. We only accept lenders with verified PayPal accounts. You can pay without having an account or signing up for a PayPal account yourself. If PayPal asks you to create an account, please contact our support.

To pay without a PayPal account, select Pay with a debit or credit card, or PayPal Credit on the PayPal payment page. It is the second payment option on the screen.

When do I need to repay the loan back?

The loan is paid back in a lump sum at your convenience. For example, you borrowed bitcoin at xCoins and used it for your needs. A few days, weeks, or months later you obtained bitcoin elsewhere and decided to repay the loan back to the lender. You can contact the lender at that time and repay the loan. You will receive your deposited funds back less fees.

What happens, if I do not repay the loan?

It you do not repay the loan back to the lender, the lender will keep the funds you deposited as collateral, until you repay the loan.

What happens, if bitcoin price changes?

Because of bitcoin price volatility, all loan amounts are denominated in US dollars. You will need to return the amount of bitcoin equivalent to the amount you received in US dollars.

I received bitcoin in my xCoins wallet. What do I do now?

xCoins wallet is a regular full-featured bitcoin wallet. You can withdraw your bitcoin and spend it on anything you like. To withdraw your bitcoin, click on "My Wallet" in the main menu and select "Withdraw Bitcoin."

I received a message "No lenders are available." What should I do?

Every once in a while, there may be no lenders available to lend a certain amount of bitcoin. Instead of being redirected to the payment page, you will receive this message. In this case, you can try again later. Simply click on your transaction on your "Activity" screen. The program will attempt to find a new lender for you.

You can also try lowering your transaction amount. Consider getting two loans of $50 each instead of one for $100. The lower your loan amount, the more lenders are available to fund it.

To whom am I making the payment, when I am using xCoins?

You are paying the loan security deposit and the loan fees directly to the lender. As the last step of the checkout process, you will be redirected to the lender's PayPal page, where you will make the payment. It is completely safe. There is no risk of losing your money, as the corresponding bitcoin amount has already been reserved for you.

What if I send money to the lender, but the lender does not give me bitcoin?

This situation is not possible at xCoins. The platform will only match you with a lender, who has sufficient balance in his or her xCoins wallet to fund your transaction. As soon as the lender is selected, the bitcoin is reserved. Once you make the PayPal payment to the lender, the bitcoin is moved from the lender's wallet to your wallet. The process is automatic. It does not require lender's participation and does not depend on the lender.

What is the procedure for paying the loan back?

Please contact the lender directly to arrange paying the loan back. You will need to transfer the amount of bitcoin back to his or her bitcoin wallet. After that, he or she will make a payment to your PayPal account. If you do not have a PayPal account, you may arrange a different method of payment. Please keep in mind that the borrower is responsible for all payment processing and bank transfer fees.

How can I confirm that my bitcoin was really sent?

Click on the transaction status icon in your Activity screen to view transaction details. The "Blockchain Data" section contains the blockchain transaction data. If the "Confirmations" number is 1 or greater, that means that at least one other bitcoin node confirmed your transaction.

You may also click on the transaction "Tx code" to view the detailed confirmation information from a third party source. Use that page, if you need a proof of payment for the intended recipient.

Note, depending on the block chain performance, bitcoin transfers can take 10 – 40 minutes.

What is your refund policy?

You may request a refund at any time from the lender (you are paying directly to the lender). The lender will issue a refund for the full amount less the loan interest, loan origination fee, and payment processing fees. To request a refund, please contact the lender directly. You will need to transfer the amount of bitcoin back to his or her bitcoin wallet.

What is BitCoin?

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